If you’re the lone person in a group who is itchy, red, and swollen after being outside in the warm weather, you know what it is like to be the target of bug bites. It might be pheromones that your metabolism has in abundance that the mosquitoes and other flying attackers like, but whatever it is, you would really like to be left alone!
Cover up or Avoid the Great Outdoors
Taking precautions against getting bitten can use many approaches. Covering up can be your first line of protection. Clothing yourself with long sleeves, long pants, and cover-ups can prevent bugs biting. Buttoning up and wearing closed-toe shoes so the bugs can’t get to you adds another layer of bug defense.
Avoiding bright colors is another suggestion. You don’t want to be mistaken for a flower or hedge, right? This approach probably works, but it presents an unappealing, colorless picture of you covered up like it is the middle of winter.
And, heaven forbid that you wear any type of scent that could attract flying critters! Especially flowery scents — which may attract the opposite sex, but might also appeal to other species, too.
Upping the Ante in Your War Against Bugs
If the above strategies don’t work and you are highly allergic to bug bites, you could become a recluse. But, if covering up or staying inside won’t work and you would really like to be out in nature, don’t let this depress you!
The next strategy is to try bug repellants. A lesser repellant can work if you want to gradually escalate; starting with what is the least harmful to your well-being while repelling the bugs. If those don’t work, you can liberally dose yourself with those “deep woods” outdoor repellants.
Be careful with stronger methods because you especially you don’t want children to eat or ingest the chemicals. Build up to the more potent repellents including the sprays. And, try not to breathe the spray or get it into your eyes or mouth.
You can also try to find clothing with insect repellants embedded in the cloth as a healthier, but expensive strategy.
What to Do After the Bugs Get You Anyway
Most home remedies are after-the-fact approaches that have the bitten victim putting on ice, elevating the arm or leg that is affected, or taking medications.
If you are greatly allergic to bugs, keeping a non-prescription medication like Benedryl is considered an important precaution. Small children shouldn’t take these medications — unless the doctor recommends them. Local anesthetics, like benzocaine, can cool off the heat of the bite, but not everyone can use them.
To avoid all of this, we have one last suggestion so you can enjoying the outdoors
Spray the Outdoors — Not You or Your Loved Ones
If you love hanging out in your own yard, the easiest way to remove the bites, bugs, and swelling from your life is to hire an expert pest control company who can spray the yard for mosquitos, not you, your family, or your pets.
Don’t even think about the rub-ons, the covering up, or inhaling repellent sprays!
Have your yard treated by a company when you’re not outside so you can enjoy the backyard when you want to. And, a reputable firm will stand behind the prevention guarantee and come back to retreat the problem.
Your comfort level will rise when you realize you can just go outside, have a family picnic, and see a gorgeous sunset. Maybe you can relax in a way you never had before because you don’t need to be vigilant. Your children can run around and not worry about being bitten. Then, you don’t need to figure out how to make them comfortable when they’re bitten and itchy. And, the scary viruses that mosquitoes spread will also be eradicated, so one less worry!
If someone were to ask you what it is you care about most, then you would probably say that it’s your family. Despite this, have you considered what your family would do without you? This is the purpose of life insurance. It’s there to support and protect your family if the unthinkable happens. Your family is depending on you for financial support. This financial support can be provided by life insurance, which will also ensure they can continue living their lives and realise their dreams, even after you pass.
According to Brian Greenberg, founder of True Blue Life Insurance, “Many don’t realise what a good thing life insurance is. Some do, however, as some employers will provide life insurance to employees as a benefit. Even though the insurance works out at only around one year of the salary of the employee, which isn’t going to be enough to provide for your loved ones.”
Good life insurance agents can help people understand the needs of their family and detail the different forms of life insurance that can be used to meet these needs. In other words, the agent helps you understand how much coverage is needed by your family.
There are two main things to consider with life insurance; the cash needs of the family, and the income needs of the family. The cash needs are how much money the family will need right away and covers the expenses of things such as the funeral, any medical bills, and possible attorney fees.
The cash needs can also cover the day-to-day costs you assist the family with; particularly bills. It could be difficult to pay off the mortgage, credit card, and utility bills without your financial help. The Life Marketing and Research Association (LIMRA) is an organisation dedicated to researching, learning, and developing life insurance around the world. It can calculate how much money the family will need to survive before and after the main income earner passes. LIMRA suggests that if you can take care of the cash needs of the family, they might be able to keep living their lives with less income as you were providing them.
The income needs of the family are the amount of income they need as they move beyond the initial cash costs. Good insurance agents can help you determine the right income needs. They will consider the grieving process of your family, and the additional income that they will need while they pick themselves back up. The money might be used to pay off your entire mortgage for example. Income needs also includes the costs for your children, and covers the eventuality that your spouse may want to re-enter the education world.
There are two basic life insurance policies to consider; permanent life insurance and term life insurance. To put it in layman’s terms; a permanent life insurance policy is like owning a home, while a term life insurance policy is like renting one.
Term life insurance is a good choice for people working with a restricted budget, but this doesn’t mean they aren’t as beneficial. The average cost for a 30 year old healthy non-smoking male with a $500,000 life insurance policy is around $50 a month. This is an affordable rate for most people. Even if a client is on some medication or is a little overweight they can still expect to fall into the good risk category for their coverage. This policy provides death benefits if you die during the period if you keep up with your premium payments, but it is similar to renting. The reason is because this is just temporary. Term insurance doesn’t accrue equity or policy cash value. It also comes with low rates, but these rates can increase as you continue to renew the policy.
Permanent Life Insurance
Permanent life insurance is closer to owning a home. Permanent life insurance also provides you with a death benefit, generally in the form of tax free income. The premiums will often be higher than a term policy, but they don’t increase as with term insurance, and they provide a permanent solution. With a Whole Life Policy, for example, people are provided with a whole lifetime of cover without any premium increases. Permanent life insurance policies also build cash value, which can usually be borrowed against if you need a policy loan. There’s no need to pay back the loan either, but the amount of the loan (and interest) will be taken out of how much money is provided in the death benefits. If you avoid doing this it’s possible to use the accumulated money in the policy to pay the premiums and no longer pay them out of pocket. Please note there is some risk to this however. Because you are paying premiums with non-guaranteed policy values, it could result in the applicable dividend scale for the policy being reduced, leaving you with more cash premium payments you need to pay for out of pocket.
There are other kinds of permanent life insurance policies on offer besides Whole Life; such as Universal Life insurance. Your life insurance agent will be able to explain both in detail and give you the information you need to make the best choice for you and your needs.
Never forget that your family truly is one of the most precious things you have in this life. It’s time that you thought about their future. The right agent working for the right insurance company will give you peace of mind and protect your family through the best possible coverage.
A sedentary lifestyle isn’t good for anyone, especially if you have diabetes. The American Diabetes Association recommends that those with diabetes spend 30 minutes a day at least five days a week doing moderate to intense aerobic exercise, as well as strength training at least two times a week.
Along with eating right, taking your medication and keeping your stress levels down, participating in regular physical activity is an integral component to effectively managing your diabetes. The benefits of regular exercise for those with diabetes include the body’s cells being more effective at removing glucose from the blood and lowering blood glucose level.
So whether you have diabetes or are at risk of it, here are five ways you can exercise throughout the week to better manage your diabetes and achieve an overall healthier you.
If you’ve been a couch potato most your life, walking is the perfect way to start getting active and fit. Anyone can walk, and it doesn’t require any equipment. You only need to start with walking 10 minutes a day. As your health and strength improve and you find your ideal walking pace, up your daily walks by a few minutes each week until you can work up to 30 minutes of brisk week five days a week.
Want to try an exercise that incorporates aerobic exercise and strength training? Try yoga. Yoga has been shown to reduce body fat, lower blood pressure and improve blood glucose levels. Many also use it to help alleviate stress, which is known to affect blood sugar levels. One study found that yoga is especially effective in lowering blood glucose levels in those who have Type 2 diabetes mellitus.
Not all exercise has to be boring or require an hour a day to see results. Rebounding is a lower-impact aerobic exercise that adds fun to your weekly workout routines and is a very effective form of exercise for diabetics. All of the health advantages of rebounding owe something to the gravitational pull your body is subjected to while jumping up and down. These g-forces benefit your lymphatic system, which relies on your body’s physical movements to transport nutrients to your body’s cells and remove toxic waste from your body, ultimately improving your lymph fluids. Diabetics can see positive results by bouncing on a mini trampoline for just 10 minutes a day. One diabetic rebounder said that after regularly jumping on his mini trampoline he’s “had near perfect blood sugar results every time I test.”
4. Lifting Weights
Lifting weights is a form of strength training that increases your muscle mass, advances your flexibility, improves your insulin resistance and lowers your blood glucose. A study found that strength training is more effective than endurance training at improving glycemic control and lipid profile, giving it a crucial role in treating Type 2 diabetes. Regular strength training, like lifting weights, can also increase bone strength, making you less susceptible for fractures, which those with diabetes are at higher risk for than someone who doesn’t have it.
Gardening isn’t just a way to have wonderful-smelling flowers or fresh fruits and vegetables on your table every day; it’s full of exercise benefits for those with diabetes (and those without, too). If you don’t have a garden, start one this year. Bending over pulling weeds, carrying gardening tools and everything else that goes into preparing and tending a garden gives you a good workout. If you already have a garden, start making watering a little more of a workout and putting in a few hours of heavy gardening each week. Rather than using a hose, fill a bucket up with water, water one part of your garden and repeat that process until everything has been watered.
Remember, if you haven’t been a consistent exerciser, start out slow, and increase the interval and intensity of your weekly workout routine over time. And always check with your doctor before taking on a new exercise routine.
The best solution to any problem is always simple yet elegant, basic yet modern. If you’re a fitness buff who’s having trouble reaching and maintaining your workout goals consistently, it’s time to consider stepping up your technology game with a game changing device that thousands of dedicated physical fitness fans are already implementing. Are you ready to hear about it? In other words, are you ready to take the next step into your workout’s future?
You’ll push harder with an accurate heart rate read.
A wearable helps you keep track of pulse, hydration, temperature, and many other variables that can have an effect on your workout. And granted, it’s always a good idea to take supplements for weight loss management like grapefruit seed essential oil. But you can’t keep track of everything all the time -- that would require wearing about a dozen different wearables and get cross-eyed trying to look at them all the time while jogging or weight lifting or whatever. Not practical.
But the Mio SLICE is being tested right now as one of the first wearables that’s exclusively about the heart rate, at all times. It uses a PAI, Personal Activity Intelligence, as an algorithm which assigns a specific number to your activity intensity. For maximum fitness, you’ll want to set it to score one-hundred or over for a one week period.
As an example, you go on a ninety minute walk with a workout buddy. Doing this, you will most likely meet or even exceed your daily ten thousand step goal, but what about your heart rate? That didn’t go up much, so you only get a measly three points on your PAI. That’s not how you’re going to get buff, and your Mio SLICE is letting you know right up front about it.
(Note: Mio Slice is rated at three ATM, which is not officially waterproof -- so don’t take it swimming. However, the company has a reputation for replacing their product if it fails during a heavy rain.)
With your PAI score in front of you at all times, you’ll quickly become motivated to cut out all leisurely activities that mimic a hard workout. You need to raise your heartrate consistently, so, for instance, you could do a sixty minute minimum paces workout on a stairmaster followed by the elliptical equipment to earn a solid thirty PAI points. Do that, or its equivalent, each day, and you’ve got a totally weekly PAI score above one hundred -- just what you aimed for in the first place!
Flexibility is good
But what if you’re trapped in conferences all day Tuesday; can you still make your ten thousand step daily goal? Nope, not gonna happen. But with your PAI system if you have to forego a day of exercise you just work a little harder and longer the rest of the week to make it up. That’s called ‘flexibility’, and it’s a good thing for dedicated workout-aholics.
There’s still working to get some of the bugs out of the Mio Slice. It’s hard to see the screen in direct or bright sunlight, and battery life is not up to par yet. But these are minor glitches on the road to the perfect workout that will keep you buff, beautiful, and boastful about it -- once you have your Mio Slice on your wrist!